Investment Loans - Finance & Mortgage Brokers

Investment Loans

We have access to hundreds of Investment Loan options, let us help you with your loan

5.0

from 2 Reviews

Whether it's your first investment property or a portfolio, we're here to help

At Laneer Finance Group, we understand that investing in property is a significant step towards building wealth and securing your financial future. For Australians in professional service industries and business owners, accessing the right investment loan options from banks and lenders across Australia can be crucial. Investment loans come with their own unique set of considerations, such as interest rates, lenders mortgage insurance (LMI), and loan to value ratios (LVR). Our aim is to provide you with the knowledge and support needed to make informed decisions as you embark on this journey.

When considering an investment loan, it's important to first assess your financial situation. This includes evaluating your credit history, borrowing capacity, and bank statements. Understanding these elements will give you a clearer picture of the loan amount you might qualify for. Additionally, calculating investment loan repayments is essential in ensuring that the loan fits comfortably within your budget. At Laneer Finance Group, we assist you in exploring both fixed and variable interest rate options, helping you determine which suits your investment strategy best. Interest rate discounts may also be available, depending on your financial profile and the lender's offerings.

Buying a home or expanding your investment property portfolio involves costs beyond just the purchase price. Stamp duty is one such expense that must be factored in when applying for an investment loan. Furthermore, lenders mortgage insurance (LMI) may be required if your LVR exceeds a certain threshold, typically 80%. This insurance protects the lender in case of default but adds to the overall cost of securing a loan. Our team at Laneer Finance Group can help you understand these costs and their implications on your investment.

The property market is dynamic, and selecting the right investment property requires careful consideration. Whether you're purchasing your first investment property or adding to an existing portfolio, it's crucial to stay informed about market trends and opportunities. Once you've identified a suitable property, the next step is the investment loan application. Our streamlined application process is designed to simplify the complexities of applying for an investment loan. We guide you through each stage, ensuring that all necessary documentation, such as bank statements and proof of income, are in order. Our extensive network allows us to access competitive investment loan options from banks and lenders across Australia.

Our expertise also extends to assisting you with calculating the potential returns on your investment property. By understanding the potential rental yield and capital growth prospects, you can make more informed decisions. Additionally, we explore whether a fixed or variable interest rate might better align with your financial goals and forecasted market conditions.

Laneer Finance Group is dedicated to making the process of applying for an investment loan as smooth as possible. Our experienced team is ready to assist you at every step, from understanding your borrowing capacity to exploring various investment loan options that align with your needs. We aim to provide clarity and support, enabling you to confidently navigate the complexities of the property market.

If you're ready to take the next step towards building your investment property portfolio, contact Laneer Finance Group today. Let us help you explore the best investment loan options available across Australia and secure a future of financial growth and success.

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Our Recent Reviews

Arthur was introduced to me via a family friend and I couldn't be more grateful for his service. Arthur made the entire mortgage process simple and most importantly stress free! When our bank struggled with me and my husband's self employment income, he found multiple alternative solutions! Arthur guided us every step of the way to create such a smooth experience. Thanks to his service & professionalism, my family is now in our dream home! I cannot recommend him enough :)

Tram To

As a medical professional with a demanding schedule, I cannot recommend Arthur highly enough. His extensive knowledge of the financial landscape was immediately apparent in our first meeting, and this expertise translated into real savings for our family. What set Arthur apart was his patience and helpfulness throughout the entire process. He accommodated our unpredictable working hours and took the time to discuss all available options, ensuring we fully understood each one before making decisions. Most importantly, Arthur's guidance saved us a substantial amount of money - something that has made a significant difference in our lives. His ability to find the best rates and terms for our specific situation demonstrated both his industry expertise and genuine commitment to his clients' financial wellbeing. If you're looking for a mortgage broker who combines professional knowledge with personalised service and delivers real financial benefits, particularly for busy professionals like myself & my partner, I couldn't give Arthur a stronger endorsement.

Ha-Vy Ghodsian

Frequently Asked Questions

Can you only help with Home Loans?

We can assist with a wide range of lending, whether it be for your business, home or investment lending, construction loans, asset finance or personal loans. If you are looking to borrow, we are confident we can help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Commercial loan, Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the most suitable loans to help our clients achieve their objectives.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

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Phone Number

Email Address

Contact

60 Martin St Thornbury VIC 3071

0421 413 672

Laneer Finance Group Pty Ltd ABN: 83 679 262 116. Credit Representative #562415 is authorised under Australian Credit License #389328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.