Home Loans - Finance & Mortgage Brokers

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you

5.0

from 2 Reviews

Whether it's your First Home, Next Home or Dream Home, we're on your side

At Laneer Finance Group, we understand that buying a home is a significant milestone. For Australians in professional service industries and business owners, the journey to home ownership involves crucial decisions. Our expertise lies in helping you access Home Loan options from banks and lenders across Australia, tailored to meet your specific needs. Whether you're looking at interest rate options or considering lenders mortgage insurance (LMI), our goal is to provide guidance every step of the way.

Purchasing a home begins with understanding your financial situation. We assist in assessing your borrowing capacity by reviewing your credit history, bank statements, and overall financial health. By doing so, you can determine a realistic loan amount and explore Home Loan options that fit your lifestyle and budget. It’s crucial to consider the loan to value ratio (LVR) as it influences the size of your deposit and whether LMI might be required. Our team can also help you understand how stamp duty impacts your overall costs.

Interest rates are a pivotal part of any Home Loan decision. We offer insights into both variable interest rates and fixed interest rate Home Loan options. Variable home loan rates can fluctuate, offering potential savings if market conditions are favourable. On the other hand, fixed interest rate home loans provide stability, allowing you to plan finances with predictable repayment amounts. Calculating home loan repayments accurately is essential, and we provide tools and advice to help you understand how different interest rate scenarios affect your monthly outgoings.

Our streamlined application process is designed to make applying for a home loan as straightforward as possible. From gathering necessary documents to understanding the application process intricacies, our team is here to assist. Getting pre-approved for a Home Loan can give you an edge in the competitive property market. With pre-approval, you’ll have clarity on how much you can borrow, making it easier to make informed decisions when you find the right property.

Interest rate discounts may be available depending on your circumstances, such as a strong credit history or opting for an offset account. These options can significantly reduce the cost of your loan over time. Additionally, leveraging home equity could open doors to further financial opportunities down the line.

The property market can be dynamic, and it's essential to stay informed about current trends and how they may impact your Home Loan options. Our team is dedicated to providing you with up-to-date information and advice tailored to your individual needs.

Laneer Finance Group is committed to supporting you in applying for a home loan that aligns with your aspirations and financial situation. Whether you're exploring Home Loan Rates or seeking expert advice on the home buying process, we're here to help. Contact us today to get started on your journey towards owning your dream home.

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Our Recent Reviews

Arthur was introduced to me via a family friend and I couldn't be more grateful for his service. Arthur made the entire mortgage process simple and most importantly stress free! When our bank struggled with me and my husband's self employment income, he found multiple alternative solutions! Arthur guided us every step of the way to create such a smooth experience. Thanks to his service & professionalism, my family is now in our dream home! I cannot recommend him enough :)

Tram To

As a medical professional with a demanding schedule, I cannot recommend Arthur highly enough. His extensive knowledge of the financial landscape was immediately apparent in our first meeting, and this expertise translated into real savings for our family. What set Arthur apart was his patience and helpfulness throughout the entire process. He accommodated our unpredictable working hours and took the time to discuss all available options, ensuring we fully understood each one before making decisions. Most importantly, Arthur's guidance saved us a substantial amount of money - something that has made a significant difference in our lives. His ability to find the best rates and terms for our specific situation demonstrated both his industry expertise and genuine commitment to his clients' financial wellbeing. If you're looking for a mortgage broker who combines professional knowledge with personalised service and delivers real financial benefits, particularly for busy professionals like myself & my partner, I couldn't give Arthur a stronger endorsement.

Ha-Vy Ghodsian

Frequently Asked Questions

Can you only help with Home Loans?

We can assist with a wide range of lending, whether it be for your business, home or investment lending, construction loans, asset finance or personal loans. If you are looking to borrow, we are confident we can help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Commercial loan, Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the most suitable loans to help our clients achieve their objectives.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Request a Call Back

Name

Phone Number

Email Address

Contact

60 Martin St Thornbury VIC 3071

0421 413 672

Laneer Finance Group Pty Ltd ABN: 83 679 262 116. Credit Representative #562415 is authorised under Australian Credit License #389328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.