First Home Buyers - Finance & Mortgage Brokers

First Home Buyers

We'll help you into your First Home

5.0

from 5 Reviews

We'll help you understand the loan types, grants and incentives to get you into your First Home

Buying your first home is an exciting milestone, but it can also be a complex process. At Laneer Finance Group, we specialise in helping first home buyers in Australia make informed decisions when applying for a home loan. With our expertise, you can access home loan options from banks and lenders across Australia, ensuring you find the best fit for your financial situation. Whether you're a professional in the service industry or a business owner, our goal is to guide you through the application process with ease.

Understanding your borrowing capacity is crucial when buying your first home. We assist in analysing your financial situation, including your credit history and bank statements, to determine how much you can borrow. This assessment helps you set realistic expectations for your loan amount and choose between a fixed interest rate or a variable interest rate. We also offer advice on offset accounts that can help reduce the interest you pay over the life of your loan.

First home buyers often worry about additional costs such as stamp duty and lenders mortgage insurance (LMI). Luckily, there are first home owner grants (FHOG) and LMI waivers that may be available to you, depending on your eligibility. At Laneer Finance Group, we help you check eligibility to access these financial aids. These grants and waivers can significantly reduce your upfront costs and make buying a home more affordable.

Another critical aspect of buying your first home is understanding the property market and your options within it. Our expertise provides you with access to banks and lenders nationwide, offering interest rate discounts that suit your needs. We ensure you have a comprehensive understanding of the loan to value ratio (LVR) and how it impacts your loan application. Additionally, we offer guidance for those considering their first investment property or looking into investment loan options. Our streamlined application process simplifies applying for a home loan or an investment loan application.

Getting pre-approved is an essential step in the home-buying journey. Pre-approval gives you confidence and a competitive edge when making offers on properties. At Laneer Finance Group, we make it easy to apply for a home loan, ensuring that every aspect of your application is optimised for success. Our expertise extends beyond just first home loans; we provide insights into the broader property market trends, helping you make informed decisions at every step.

Working with Laneer Finance Group means having a trusted partner by your side as you navigate the complexities of buying your first home. With our guidance, you can access home loan options from banks and lenders across Australia, ensuring you secure the best possible terms for your financial situation. Whether you're seeking interest rate discounts or need advice on investment loan options, we are here to help. Contact us today to get started on your journey to owning your first home.

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Our Recent Reviews

We both are very happy with Arthur's professional service that he provided us. He is so knowledgeable and so helpful. The entire process was easy with Arthur's guidance. We met Arthur when he was working for the bank, and he provided us with very good service then as we needed to get our business loan with the bank. With his help, the process was very easy and smooth then. This time we wanted to re-finance our business loan and home loan. Now that he has his own business as a finance broker, he does even go above and beyond with his services. The re-financed loans were successful, and we feel grateful for that as we needed them done for our business. We feel very happy that we have a professional finance broker that we can trust and we gain a great friend for life! Thank you Arthur for all your help and looking after us. We really appreciate You! We will need a loan for our new vehicle in the near future, will give you a call for your advice soon!

Lyn and Jason Martin

Arthur has been a close friend of mine and went above and beyond in assisting me with my first home loan. His professionalism, deep knowledge of the process, and genuine care made a world of difference during what could have been a stressful time. Despite being in a different time zone with a 3-hour difference, Arthur was still able to answer my calls and messages promptly, showing his commitment and reliability. He guided me through each step, explained everything clearly, and made sure I felt supported throughout the entire journey. I highly recommend Arthur to anyone looking for a reliable, trustworthy, and truly supportive mortgage broker. Thank you for everything Arth!

Zuriel Habana

Arthur is an absolute legend. Super easy to deal with. He has saved me thousands of dollars a year. The whole process was quick, easy and professional. Will definitely be recommending to friends and will continue to have Arther manage all my mortgage needs.

Mitch Wilson

Arthur was introduced to me via a family friend and I couldn't be more grateful for his service. Arthur made the entire mortgage process simple and most importantly stress free! When our bank struggled with me and my husband's self employment income, he found multiple alternative solutions! Arthur guided us every step of the way to create such a smooth experience. Thanks to his service & professionalism, my family is now in our dream home! I cannot recommend him enough :)

Tram To

Frequently Asked Questions

Can you only help with Home Loans?

We can assist with a wide range of lending, whether it be for your business, home or investment lending, construction loans, asset finance or personal loans. If you are looking to borrow, we are confident we can help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Commercial loan, Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the most suitable loans to help our clients achieve their objectives.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Request a Call Back

Name

Phone Number

Email Address

Contact

60 Martin St Thornbury VIC 3071

0421 413 672

Laneer Finance Group Pty Ltd ABN: 83 679 262 116. Credit Representative #562415 is authorised under Australian Credit License #389328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.