First Home Buyers - Finance & Mortgage Brokers

First Home Buyers

We'll help you into your First Home

5.0

from 2 Reviews

We'll help you understand the loan types, grants and incentives to get you into your First Home

Buying your first home is an exciting milestone, but it can also be a complex process. At Laneer Finance Group, we specialise in helping first home buyers in Australia make informed decisions when applying for a home loan. With our expertise, you can access home loan options from banks and lenders across Australia, ensuring you find the best fit for your financial situation. Whether you're a professional in the service industry or a business owner, our goal is to guide you through the application process with ease.

Understanding your borrowing capacity is crucial when buying your first home. We assist in analysing your financial situation, including your credit history and bank statements, to determine how much you can borrow. This assessment helps you set realistic expectations for your loan amount and choose between a fixed interest rate or a variable interest rate. We also offer advice on offset accounts that can help reduce the interest you pay over the life of your loan.

First home buyers often worry about additional costs such as stamp duty and lenders mortgage insurance (LMI). Luckily, there are first home owner grants (FHOG) and LMI waivers that may be available to you, depending on your eligibility. At Laneer Finance Group, we help you check eligibility to access these financial aids. These grants and waivers can significantly reduce your upfront costs and make buying a home more affordable.

Another critical aspect of buying your first home is understanding the property market and your options within it. Our expertise provides you with access to banks and lenders nationwide, offering interest rate discounts that suit your needs. We ensure you have a comprehensive understanding of the loan to value ratio (LVR) and how it impacts your loan application. Additionally, we offer guidance for those considering their first investment property or looking into investment loan options. Our streamlined application process simplifies applying for a home loan or an investment loan application.

Getting pre-approved is an essential step in the home-buying journey. Pre-approval gives you confidence and a competitive edge when making offers on properties. At Laneer Finance Group, we make it easy to apply for a home loan, ensuring that every aspect of your application is optimised for success. Our expertise extends beyond just first home loans; we provide insights into the broader property market trends, helping you make informed decisions at every step.

Working with Laneer Finance Group means having a trusted partner by your side as you navigate the complexities of buying your first home. With our guidance, you can access home loan options from banks and lenders across Australia, ensuring you secure the best possible terms for your financial situation. Whether you're seeking interest rate discounts or need advice on investment loan options, we are here to help. Contact us today to get started on your journey to owning your first home.

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Our Recent Reviews

Arthur was introduced to me via a family friend and I couldn't be more grateful for his service. Arthur made the entire mortgage process simple and most importantly stress free! When our bank struggled with me and my husband's self employment income, he found multiple alternative solutions! Arthur guided us every step of the way to create such a smooth experience. Thanks to his service & professionalism, my family is now in our dream home! I cannot recommend him enough :)

Tram To

As a medical professional with a demanding schedule, I cannot recommend Arthur highly enough. His extensive knowledge of the financial landscape was immediately apparent in our first meeting, and this expertise translated into real savings for our family. What set Arthur apart was his patience and helpfulness throughout the entire process. He accommodated our unpredictable working hours and took the time to discuss all available options, ensuring we fully understood each one before making decisions. Most importantly, Arthur's guidance saved us a substantial amount of money - something that has made a significant difference in our lives. His ability to find the best rates and terms for our specific situation demonstrated both his industry expertise and genuine commitment to his clients' financial wellbeing. If you're looking for a mortgage broker who combines professional knowledge with personalised service and delivers real financial benefits, particularly for busy professionals like myself & my partner, I couldn't give Arthur a stronger endorsement.

Ha-Vy Ghodsian

Frequently Asked Questions

Can you only help with Home Loans?

We can assist with a wide range of lending, whether it be for your business, home or investment lending, construction loans, asset finance or personal loans. If you are looking to borrow, we are confident we can help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Commercial loan, Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the most suitable loans to help our clients achieve their objectives.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Request a Call Back

Name

Phone Number

Email Address

Contact

60 Martin St Thornbury VIC 3071

0421 413 672

Laneer Finance Group Pty Ltd ABN: 83 679 262 116. Credit Representative #562415 is authorised under Australian Credit License #389328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.